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Home Budget Analysis

Managing your monthly budget can be difficult and frustrating. One of the most important aspects of controlling your budget is to determine where your money is going. This calculator helps you do just that. By entering your income and monthly expenditures, you can see how much you have left to save and where your money is being spent. In addition, you can click the 'View Report' button to compare your budget breakdown to our targets, which can help identify areas for improvement.*

*Information and interactive calculators are made available to you as self-help tools for your independent use and are not intended to provide investment advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes.  We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.

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Definitions

  • Your income: Your total gross income from your paycheck.
  • Other income: Any other income that you receive including bonuses, alimony, child support or income from a business.
  • Federal tax withholding: Total amount withheld for federal taxes. Enter this amount from your pay stub.
  • State tax withholding: Total amount withheld for state taxes. Enter this amount from your pay stub.
  • Local tax withholding: Total amount withheld for local taxes. Enter this amount from your pay stub.
  • Other taxes and withholdings: Total amount withheld for any other taxes or miscellaneous item. Enter this amount from your pay stub.
  • FICA: Total withheld for FICA (Federal Insurance Contributions Act) is based on the gross income on your paycheck.
  • Medicare: Total withheld for Medicare based on the gross income on your paycheck.
  • Insurance and benefits: Total amount withheld for insurance and benefits by your employer. Enter this amount from your pay stub.
  • Company retirement savings plan: Total amount withheld from your paycheck that is deposited into a company retirement savings plan such as a 401(k) or 403(b).
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Contact Us

Main Office

109 Commercial Street NE
Salem Oregon
97301

Medical Center Office

1190 Oak Street SE
Salem Oregon
97301

Our RatesAPY

Money Market*0.20%

Savings*0.12%

CD** 6 Month0.25%

CD** 1 Year0.50%

View DetailsRates as of 04.21.2014

*The interest rates and annual percentage yields (APY) are accurate today only and are subject to change without notice. If fees are assessed they can reduce earnings on the account. The minimum deposit to open an account is $100.00.

**The interest rates and annual percentage yields (APY) for Time Certificates of Deposit are accurate today only. If fees are assessed they can reduce earnings on the account. The minimum deposit to open an account is $500.00. A penalty may be imposed for early withdrawal.