COVID-19 Update

Certificate of Deposit

Interest rates go up and down, but with a CD from Pioneer Trust Bank, you get a good return. We offer fixed rates on a variety of terms so your money is always within reach when you need it. Take the guessing out of investing with a locked-in rate and the peace of mind only FDIC insured funds can provide.

Certificate of Deposit Accounts

CDs under $100,000

  • Minimum Opening Balance: $500
  • Interest: Fixed rate for term of CD
  • Interest Paid: Under $5,000, interest paid quarterly. $5,000 and over interest paid monthly. Interest can be capitalized, paid into an account or paid by check.
  • Renew or Non-Renew: CDs can be set up to automatically renew or pay upon maturity.
  • Terms: 3 Months, 6 Months, 12 Months, 18-29 Months, 30 Months
  • Early Withdrawal Penalty: One month interest if term is 12 months and under. Three months interest if term is over 12 months.

CDs $100,000 and Over

  • Minimum Opening Balance: $100,000
  • Interest: Fixed rate for term of CD
  • Interest Paid: Interest is paid monthly. Interest can be capitalized, paid into an account, or paid by check.
  • Renew or Non-renew: CDs can be set up to automatically renew or pay upon maturity.
  • Terms: 14 to 30 Days, 31 to 60 Days, 61 to 90 Days, 91 to 180 Days, 181 Days to 1 Year, 1 Year
  • Early Withdrawal Penalty: One month interest.

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